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overseas sterling area (FO)<br />A group of countries connected with the UK that used sterling for international transactions as a principal currency reserve and linked the value of their currencies to the pound. It consisted principally of Commonwealth countries (except Canada), South Africa, Iceland, Ireland, Kuwait and Jordan and existed in its full form until June 1972, only Ireland and Gibraltar remaining until final abolition in October 1979 when UK EXCHANGE CONTROLS ended. These countries acquired their sterling balances in several ways: by having a favourable current account surplus with the UK or by UK direct investment in them or by deposit in the UK of foreign currencies and gold earned by trade with countries outside the sterling area_<br /><em>See also:</em> sterling; sterling area
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<strong>CFR</strong> – Code of Federal Regulations. The regulations from the U.S. Department of Education relating to the federal student aid programs are codified in Volume 34. Part 668 governs the student assistance general provisions. Part 682 regulates the FFEL Program.
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indirect cost (DO)<br />Overhead and other costs not directly attributable to the cost of producing one unit of output; a fixed cost.<br /><em>See also:</em> direct cost
IS (E1, F1)<br />1 The equilibrium of investment and savings, usually expressed as one of the curves in the 1s LM diagram. An increase in government expenditure, through its MULTIPLIER effects, will cause the IS curve to shift outwards from the origin.<br /> 2 IMPORT SUBSTITUTION.
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