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When the amount of the advance becomes higher than the value of the consolidated credit right landed estate, customers are asked to position additional guarantee, especially when rising value of the Swiss franc causes the LTV (loan to value needle) be done with beyond the accepted 70-80 percent of student loans without cosigner.

The problem concerns gas credit cards about 110,000 people, estimates Home Stockbroker, mostly those who took out loans in the Swiss franc in front of 2009 – that is, during the dwelling flourish of 2008 – and their loans covered more than 80 percent of the value of the debt management companies.

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