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<strong>Lender of Last Resort (LLR)</strong> – A student loan lender that agrees to make Stafford Loans to qualified students, regardless of the type of school, school' s CDA, etc. The MDHE offers an LLR program for Missouri students.
reserve requirements (E5)<br />The proportion of the total assets of a COMMERCIAL BANK, or other deposit-taking institution, which a CENTRAL BANK insists should be kept in cash or short-term securities, usually with less than two years to maturity. Altering reserve requirements is a means of expanding or contracting the total money supply of an economy. In the USA, reserve requirements were instituted as early as the First Bank of the United States, founded 1791, in the twentieth century they were in force from 1913 to 1980. Reserves could be held in vault cash, a balance kept at a reserve bank or at a member bank which keeps reserves at the FEDERAL RESERVE.<br /> In the USA after the implementation of the MONETARY CONTROL ACT 1980 Various reserve requirements have been set: for net transaction accounts, 3 per cent of deposits (12 per cent for deposits over $40.4 million); for non-personal time deposits, 3 per cent if maturity of less than 1Y, years (zero if greater maturity) and 3 per cent on Eurocurrency liabilities.
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global depository receipt (G1)<br />A bank certificate referring to domestic shares sold internationally through the foreign branches of a bank_<br /><em>See also:</em> American Depository Receipt
<strong>Payment period</strong> – The basis on which a school must schedule and deliver disbursements for a particular loan period. A payment period is determined by the structure of the school' s academic program.
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