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panel bank (G2)<br />A bank in the Euribor market with a high volume of business in the EUROZONE money markets. When that market was set up there were forty-seven banks from the first European Union countries to adopt the euro, four banks from other EU countries and six large international banks of the USA and Japan.
<strong>Refund</strong> – The difference between the amount the student paid toward school charges and the amount the school can retain under a refund policy. The federally mandated calculation is referred to as R2T4. (See also Return of Title IV funds.) Within CommonLine file specifications, refunds are requested by submitting the CTSF @1-11 transaction.
circulating capital (DO, M2)<br />WORKING CAPITAL which is USed to finance the current expenditure of a business, especially its wage bill and purchase of raw materials and energy, together with stocks of goods. sMITH distinguished this form of capital from fixed capital, i.e. buildings, machinery, land improvements and HUMAN CAPITAL.
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higher wages for workers at present employed rather than to employment for the jobless. Also, a long duration of unemployment de-skills workers, making it less likely that they will be re-employed. References Cross, R. (1988) Unemployment, Hysteresis and the Natural Rate Hypothesis, Oxford: Basil Blackwell.
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