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capital consumption (M2)<br />DEPRECIATION. Given that fixed assets have only a limited life-span, it is necessary to add to the annual costs of an enterprise or a national economy an estimate of the amount notionally spent on the wear and tear of such assets. Capital consumption is deducted from the gross national product to obtain the net national product, or NATIONAL INCOME.
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<strong>Consolidation</strong> – The combining of existing federal student loans into one new loan with an interest rate equal to the weighted average of the loans being consolidated. Consolidation can result in lower monthly payments but higher total debt.
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