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commercial bank (G2)<br />A bank providing a wide range of banking services, including receiving deposits from the public and the making of loans. As a consequence of more competition in the financial sector, these banks have diversified into insurance, mortgage finance and a wide range of business finance, previously the concern of investment/merchant banks alone.<br /> See also: clearing bank; retail bank; wholesale bank <br /><em>Reference</em><br />Ballarin, E. (1987) Commercial Banks amid the Financial Revolution: Developing a Competitive Strategy, London: Harper & Row; Cambridge, MA: Ballinger.
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<strong>CommonLine unique identifier</strong> – A sequence of numbers and letters (17 characters) typically assigned by the guarantor at the time of guarantee. Components of the unique identifier include the 6-digit school OPE ID (positions 1-6), a 4-digit school branch code (positions 7-10), a 1-digit system ID (position 11), and an incremental code (positions 12-17). Term may be abbreviated as “CL unique ID.”
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