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<strong>NCES</strong> – National Center for Education Statistics. The NCES is a division of the U.S. Department of Education and the Institute of Education Sciences and is the primary federal entity for collecting and analyzing data related to education. The NCES collects IPEDS data from schools.

<strong>Interest rate</strong> – The maximum rate of interest that is charged on student loans is defined within federal statutes. In the FFEL Program, lenders often reduce the interest rate from the statutory maximum during the in-school or repayment periods for borrowers who pay on time or who meet specified eligibility requirements.

<strong>Satisfactory Academic Progress (SAP)</strong> – To remain eligible for most types of financial aid, the student must maintain satisfactory academic progress as defined by the school.

land (D2, Q3)<br />1 The fixed FACTOR OF PRODUCTION described by RICARDO as 'the original and indestructible powers of soil'.<br /> 2 All natural resources.<br /> 3 A source of VALUE. PETTY and CANTlLLON both regarded it as the basis, with labour, of value, the latter asserting a par between land and labour as a particular quantity of land is necessary to provide subsistence to a worker, e.g. 1 worker = X acres. In practice it is difficult conceptually to separate land from other factors of production: its return is merged with that of the return to the capital expended upon it and other factors of production can be as fixed in supply for long periods of time.<br /><em>See also:</em> differential theory of rent; economic rent; rent <br /><em>Reference</em><br />Barlowe, R. (1978) Land Resource Economics and the Economics of Real Estate, Englewood Cliffs, NJ: Prentice Hall.

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