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<strong>NOG</strong> – Notice of Loan Guarantee and Disclosure Statement, which is sent to lenders upon the guarantee of a loan by the MDHE. The lender then sends a copy of the NOG to the borrower.
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Denison residual (04)<br />Advances in knowledge and associated causes of economic growth. Denison discovered this important growth determinant in his study of the USA and eight West European countries for the period 1950-62.<br /><em>Reference</em><br />Denison, E.F (1967) Why Growth Rates Differ, ch. 20, Washington, DC: Brookings Institution.
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<strong>Origination Fee</strong> – A fee charged to offset the federal government' s cost of interest subsidies (for subsidized Federal Stafford Loans) and reinsurance payments for loans that either default or are eligible for forgiveness or discharge. This fee, if charged to the borrower, may be subtracted from the borrower' s loan proceeds at the time of disbursement.
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