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Old 08-04-2011, 02:22 PM   #345
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<strong>Default Aversion Assistance (DAA)</strong> – Assistance provided to a lender by the guarantor in order to prevent a delinquent loan from defaulting.

<strong>Totally and permanently disabled</strong> – the condition of an individual who is unable to work and earn money due to an injury or illness that is expected to continue indefinitely or eventually result in death.

job sharing (J2)<br />The splitting of full-time jobs so that each job is performed by two persons. This type of scheme is primarily proposed as a means of reducing unemployment by converting full-time jobs into part-time jobs. The occupations for which this has been tried include teaching and social work. It is always feared that sharing will lead to an increase in total labour costs, especially social security contributions, recruitment and training costs. However, shorter hours raise productivity as the division of jobs reduces the boredom which comes from long hours spent on the same task.
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<strong>Dear Colleague Letter (DCL)</strong> – A communication from the U.S. Department of Education that explains, clarifies, or provides guidance regarding federal regulations and statutes.
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