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<strong>CommonLine (CL)</strong> – The FFEL Program industry' s standards by which loan and borrower information is electronically gathered, stored, and transmitted via a flat file. CommonLine file specifications are agreed to by the industry' s Electronic Standards Committee (ESC) and may be retrieved from the NCHELP website at
www.nchelp.org.
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<strong>Anticipated disbursement date</strong> – The date loan funds are expected to be issued to the school or escrow agent. A school establishes the anticipated disbursement date(s) for a loan at the time of certification.
demand for money (E4)<br />The demand for cash or a bank deposit, not for an asset such as a stock certificate or bond. KEYNEs, by distinguishing the TRANSACTIONS, PRECAUTIONARY and SPECULATIVE DEMANDS FOR MONEY revolutionized monetary theory. It is a broader theory about the motivation for holding money than the QUANTITY THEORY OF MONEY that money is held solely for transactions purposes. The demand for money by a representative individual can be considered in terms of MARGINAL UTILITY as being the result of balancing the imputed yield from holding it (the convenience and security of a cash holding) against the cost in terms of interest income forgone. Discussions of MONETARISTS" views have led to many econometric studies of demand for money functions which have shown them to be less stable than originally asserted.<br /><em>Reference</em><br />Fisher, D. (1989) Money Demand and Monetary Policy, Heme! Hempstead: Harvester Wheatsheaf.
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