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<strong>Consummated loan</strong> – A loan for which disbursement funds have been delivered to the borrower. For example, a loan is considered consummated when the borrower cashes a paper check from the lender or when the school applies the proceeds of an ACH transfer to the student' s account.
factor tax (H2)<br />A tax levied on a particular income-earning FACTOR OF PRODUCTION. Taxes on capital, taxes on residential and commercial property and taxes on employment are important examples.
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screening (J2, J3)<br />An explanation of the higher pay of more educated workers used as an alternative to HUMAN CAPITAL theory. It is asserted that firms choose graduates on the basis of their qualifications as these indicate natural abilities and training potential rather than particular skills. Also applied to the Study of UNEMPLOYMENT.
filiere concept (D2, LO)<br />A French term for vertical lines of production intimately linked together. When applied to industrial planning, it means that planning for a particular sector extends to planning both for the industry concerned and for the industries linked to it.<br /><em>See also:</em> linkage
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