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<strong>Teacher shortage area</strong> – A federally designated geographic area, grade level, discipline, or academic, instructional, subject matter that has been classified as a shortage area by the U.S. Department of Education.
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<strong>Grace period</strong> – The period that begins the day after a Stafford Loan borrower ceases to be enrolled at least half time and ends the day before the repayment period begins. During the grace period, the borrower is not required to make payments on the principal of the loan.
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