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stress test (G2)<br />A test of CAPITAL ADEQUACY related to an optimal debt-equity funding mix. For a bank this shows the capacity of the bank's capital to absorb potentially large losses. As a result of the test, there is an estimate of the amount of risk-free collateral required.
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cheque (G2)<br />A written instruction for transferring a bank deposit from one person to another. In the nineteenth century, the cheque gradually replaced banknotes and BILLS OF EXCHANGE as a means of settling claims. Today, cheque cards have made the cheque even more acceptable. The usage of the cheque for moneta ry transactions varies from country to country, being especially popular for non-cash transactions m France.<br /><em>See also:</em> debit card; eftpos
<strong>Suspension</strong> – Suspension of the eligibility of a school, lender, or servicer to participate in a guarantor' s programs for a specified period of time until specified requirements are met.
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