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mutual fund (G2)<br />US UNIT TRUST. There are many types. General equity funds invest in a range of equities with the aim of outperforming the market as measured by, for example, STANDARD & POOR'S 500 index. Index funds are invested in the leading stocks which comprise the principal stock market price indices. Strategic funds are very diversified as they invest in all markets, including currency and futures markets. Sector funds specialize in one sector of the stock market. Overseas funds consist of the stocks of a foreign country or a group of them, e.g. Japan or Europe. Precious metal funds invest in gold, silver and other high- value metals. Tax-free funds invest in taxexempt bonds of, for example, US states. Funds of funds spread risk by investing in several mutual funds. Social conscience funds avoid investments in industries or countries subject to moral criticism.<br /><em>See also:</em> investment trust
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<strong>Automated Clearinghouse (ACH)</strong> – An overnight method of transferring funds electronically via the Federal Reserve.
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