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Old 05-15-2011, 11:25 PM   #4
tusywatty
 
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Tosha of Raleigh NC (062908)On March 27, 2008, I had to do a short sale on my home. Since closing, I never received any correspondence from HSBC in regards to payments promissory note stated that I am to continue with the original agreement and the payments would include interest, fees, and the principal balance. On 5808, 10 days after the due date, I was notified by Equifax that there was a negative posting to my credit states, Account Status Changed from Pays account as agreed to Bad Debt; placed for collection. I was confused that my account had been placed for collection after 10 days of being my understanding, a company will not accept further payments once a debt has been placed in collections. To this date, I have not received any correspondence from HSBC in regards to my payments. I have received numerous calls daily from a Ms. Ricks from the collection agency, who told me that HSBC does not ever have to send me any statements regarding my balance and that my payments do not include interest and promissory not does not state also states that setting up payments through them will prevent HSBC from filing legal action against me.

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