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swim on our own?Up to the point of closing, we are surrounded by people, the real estate agent men shoes clearance, the loan officer, the underwriter, the escrow agent and last but not least, the insurance agent. All of these new found friends have a vested interest in us reaching it to the closing. They all MAKE A LARGE AMOUNT OF MONEY off of us. As soon as the sale is over mbt shoes for cheap, they just like all fair weather friends, are all gone until they can make more money from us.Now we get to the part that makes no sense whatsoever. The Lender, who has never met you shoes mbt brand, knows nothing about you, apart from what they were supplied on countless bits of paper by the loan officer (who for the most part is independent and paid to get them loans) gave you all this money based on "Numbers", your credit score, your bank statements and pay stubs.Most of these lenders have customer service centers run from outside the country. Their only contact with you, their client, is a monthly coupon statement sent through the mail.Whatever happened to "Knowing your Clients". For those of us old enough to remember the days when you went to a local bank and talked to someone who knew you, knew your family and also lived locally, their decision was always based on your ability to pay the loan, not some numbers on a crediyilai:
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