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Women want to be a good "the shopkeeper", if if not capital, everything would be all equal, it is unrealistic to navel-gazing. Whether your moonlight clan Chloe Margaret Leather Medium Shoulder Bag - Khaki, or wait for sir payday housewife, or the workplace fergie, young woman going to work changing consumer habits is the primary key of Noah, unnecessary spending for financial capital, also has several different ideas, as long as can develop good consumption habits, you can make oneself become the happiest woman.
1. To pay oneself
Whenever into his hair salary, to evoke the told his moment 15% to 25% of the money for the purchase of investment funds. Remember will pay your future money listed in the monthly fixed expenditures in the project.
2. Record spending
If you get in the habit of record spending, that can help you understand the individual or family expenses, make you definitely important to know that life limit and goals. Understand their cost of improper consumption situation is a good start. Adjust reward, fun and life goals position. To do this, we must make a life goal can determine the plan, plan of course should include used for holiday travel money, should also include entertainment projects more should contain savings and investment of money. In short, enjoying at the same time, don't forget to plan for their future, lest anything happened.
3. Leaving only a credit card.
Now your hands if there are more and more credit, you spend the opportunity and the desire, the more money also accumulate overdraw. Hurry up losing excess credit card and bank account!
Seen the movie, shopping crazy "? Like shopping woman must be emotionally. See what you want, don't tube pocket money, must have to buy all mind, otherwise it understanding the itch to bear. Then throw away your credit card alright then, just take small amounts of cash out, so you can control the desire for consumption. Because credit is often no cash value sense, but is only a number; And cash often because number of sheets, which carry inconvenience overmuch, is not easy to take out.
4. Avoid blind shopping
Love shopping is women's nature, but always buy some unnecessary, in order to control the blind shopping is the only way of let their purchasing behavior get complicated; If only take cash out, don't have a credit card, not accompanied shopping partner. Many women and not in need of shopping when just go shopping, to them character, window-shopping is pastime, is also a kind of habit, shopping is a hobby; Buy back the thing, may not using it all your life. If such words, suggest you take other pastime, such as reading, accompany people chat, sports and so on, all of these can reduce your crazy shopping phenomenon.
5. Lower your life demand.
With the current economic rise, woman life more and more is also high on demand Chloe 1 1 Grade Lambskin Leather Marci Horseshoe1, which will waste a lot of unnecessary funds, so for your family happiness shoes, you should learn to reduce your life needs, think carefully, you have a lot of need is completely unnecessary. Without them, life and work like you, perhaps live more easier. You can quit reading a magazine addictions, you can quit bored group, avoiding unnecessary time and money spending; You can buy or less as far as possible need not buy the clothes dry, in order to reduce the cost of "maintenance"; You can use the stairs, cycling, housework and jogging means such as walking or sports that not only is good for your health outside NieHao also had to watch silently., more important is also able to conserve your expenses.
7. Prolong the service life of the item.
Use things don't waste, learn to love your clothes and heart to prolong their service life, this can save you a lot of money!
8. Will save windfall.
In addition to the normal income outside, for unintended brushstroke money, such as dividends, bonuses, etc. As a woman you, also should be used for the difficult windfall life savings, investment project.