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heteroscedasticity (C1)<br />The property of a LINEAR REGRESSION model with a changing vARIANCE of its disturbances.<br /><em>See also:</em> homoscedasticity <strong>Online MDHE: A resource for financial aid officers</strong> – a guide for getting the most out of the MDHE' s Web tools and resources. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml. guaranteed payday loans in an hour five-year plan (P3)<br />A medium-term national economic plan, first used in the USSR in 1928 and subsequently followed by many developing countries including India and China. These plans set targets for the economy as a whole and for particular sectors. Early plans used principally physical output targets but subsequent plans have set more goals, sometimes in conflict with each other. The broad framework of the fiveyear plan is supplemented by an annual operational plan setting detailed goals for individual enterprises.<br /><em>See also:</em> central planning; development best payday loans lenders cash advance <strong>Award Letter</strong> – Schools send award letters to students indicating the type(s) and amount(s) of financial aid awarded, or packaged, each year. Under 34 CFR 668.16(h), the school is required to provide information about the sources and amounts of aid offered. loans for bad credit tampa no teletrack payday loans companies |
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Peter principle (M1)<br />The hypothesis that in a hierarchical organization each person rises to the level of his or her incompetence and stays there. Poor information within INTERNAL LABOUR MARKETs is largely responsible for this. Professor Lawrence J. Peter (1920-90) of the University of Southern California sadly formulated this principle after extensively studying many organizations.<br /> <br /><em>Reference</em><br />Peter, L. and Hull, R. (1969) The Peter Principle: Why Things Always Go Wrong, London: Souvenir Press. cash converters loans au rates (H7)<br />A tax on non-agricultural property long used in the UK to finance local government expenditure. Periodically, property was revalued on the basis of the expected rental income from property of that type to calculate its rateable value. Each local authority decided, knowing the total rateable value of all properties in its area, what rate in the pound must be levied to obtain a desired level of revenue. Each property owner paid an amount equal to the rateable value of the property times the rate in the pound. As such local taxation has long been condemned for being full of anomalies, many proposals for reforming it have been made. In 1989 in Scotland and in 1990 in England and Wales, the domestic rate was replaced by the COMMUNITY CHARGE (nicknamed 'the poll tax'); in 1990, the UNIFORM BUSINESS RATE replaced business rates.<br /><em>Reference</em><br />Foster, C.D., Jackman, R.A. and Perlman, M. (1980) Local Government Finance in a Unitary State, London: Allen & Unwin.<br /> Layfield Committee (1976) Local Govern- note issuance facility (G2)<br />Promises by banks to lend money to companies when they cannot raise 1t m short-term securities markets. This is a form of OFF-BALANCE-SHEET FINANCING or adjusted claim. Increasingly US banks are using NIFs as an alternative to traditional medium-term credit facilities, often arranged with a syndicate of banks.<br /><em>See also:</em> revolving underwriting facility 'Not in my backyard' (RO)<br />A frequently made objection to an environmental change perceived to be detrimental with the recommendation that someone else suffer. This plea, nicknamed 'NIMBY', is often uttered when waste dumps and unsightly buildings are proposed. payday advances chicago one hour cash advance with no employment verification cash loan for car title in maryland payday lenders wa no fax no employment verification payday loans payday advances berkeley |
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prosperity indicators (D6)<br />1 Changes in real income or wealth.<br /> 2 Increased consumption of superior goods and services. cash loans with a debit card no credit check loans tallahassee instant loans no direct deposit required <strong>Reauthorization</strong> – The legislative process, generally carried out every five years for the Higher Education Act, whereby Congress reviews and either renews, terminates, or amends existing programs. radical economics (A1)<br />An application of Marxist and socialist theories to the analysis of the problems of advanced CAPITALIST countries. The major concerns of radical economists are income inequality, international capitalism in the form of MULTINATIONAL CORPORATIONS, DE-INDUSTRIALIZATION, UNEMPLOYMENT, MARKET FAILURE, defence expenditure and the low provision of many PUBLIC GOODS. The humane concerns of these writers have influenced a great deal of policy making but have yet to form the basis of a new society and economy in any major country.<br /><em>Reference</em><br />Linder, M. (1977) The Anti-Samuelson, Vols I and II, New York: Urizen Books. Sawyer, M. (1989) The Challenge of Political Economy: Radical Alternatives to Neo-Classical Economics, Heme! Hempstead: Harvester Wheatsheaf. cash now home solutions payday holiday no fax cash advances in georgia |
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<strong>MDHE</strong> – Missouri Department of Higher Education, the Missouri state agency overseeing the state' s higher education systems and related policies and administering student aid programs, including the FFEL Program and state aid programs such as the Bright Flight Scholarship. Also known as the DHE. The agency' s website may be found at www.dhe.mo.gov. cheap cash advance loans junk of junk status (G1) Low grade of a bond. payday loans no checking account no verification Burns, Arthur Frank, 1904-87 (B3)<br />An Austro-Hungarian who emigrated to the USA in 1914; educated at Columbia University and professor at Rutgers University from 1927 to 1958. Principally renowned for his susrNEss CYCLE research at the NATIONAL BUREAU OF ECONOMIC RESEARCH, Washington, DC, in 1930-44 and chairman of the Board of Governors of the US FEDERAL RESERVE SYSTEM from 1970 to 1978, where he practised his conservative monetary beliefs. As US Ambassador to West Germany in 1981-5 he negotiated the German Treaty of 1982 to obtain more German logistic support for US troops. His final years were spent in research at the American Enterprise Institute. In his important exposition of business cycle theory (with Wesley Mitchell) he compiled a list of economic indicators which became the basis of business cycle forecasting in the USA after 1945. He calculated 'reference cycles' as the single indicator of turning points in cycles. A noted antiKeynesian in economic policy matters.<br /> <br /><em>Reference</em><br />Bums, A.F (1946) Economic Research and the Keynesian Thinking of Our Times, Washington, DC: National Bureau of Economic Research.<br /> - (1954) Frontiers of Economic Knowledge, Princeton, NJ: Princeton University Press.<br /> - (1969) The Business Cycles in a Changing World, New York: National Bureau of Economic Research.<br /> Bums, A.F and Mitchell, WC. (1946)<br />Measuring Business Cycles, Washington, DC: National Bureau of Economic Research.<br /> Mullineux, A. (1990) Business Cycles and Financial Crises, Heme! Hempstead: Harvester Wheatsheaf. fast payday loans inc tallahassee fl <strong>DAAR</strong> – Default Aversion Assistance Request, the request sent by the lender to the MDHE to request DAA when a borrower is more than 60 days delinquent. no teletrack payday lenders kansas best payday loan las vegas payday loan cash advance tn |
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<strong>IPEDS</strong> – Integrated Postsecondary Education Data System, an annual report filed by postsecondary educational institutions to the U.S. Department of Education. IPEDS data is submitted to the National Center on Education Statistics (NCES). money tree payday loans locations reno nv replacement cost (M4)<br />The current value of an asset measured by how much it would cost to be replaced. This is a more accurate measure of the value of an asset than HISTORIC coST. fast payday loans fort lauderdale equity warrant (G2)<br />An Option to buy an ORDINARY SHARE Or coMMON STOCK at a fixed price in the future. It is issued in the form of a bond with a low COUPON. In the case of EUROBONDS, the warrant is issued attached to a bond denominated in a particular currency. However, the warrant is often detached and traded separately. The popularity of this cheap method of stock market speculation is reflected in the rapid increase in warrant prices. fast cash outlet battle creek guaranteed cash advance without direct deposit hard cash loans in california credit loan personal union instant cash advance sydney online instant payday loan no fax payday loans online connects |
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<strong>Proration</strong> – A reduction of the standard annual loan limit for an undergraduate student if the student' s program or remainder of the program is less than a full academic year in length. no credit check loan now <strong>Setting spending authority</strong> – The act of changing Bright Flight, Gallagher, and College Guarantee awards from estimated to actual in FAMOUS. Once spending authority is set, students' eligibility statuses are frozen and schools can begin requesting disbursements and award amounts. Ricardo effect (D2, 03)<br />The substitution of machinery for labour as a consequence of a rise in wages. This occurs because the ratio of wages to product prices changes, affecting the profitability of an industry.<br /><em>Reference</em><br />Hayek, EA. von (1942) 'The Ricardo effect', Economica New Series, 9: 127-52. Mesokurtlc: with a low peak no credit payday loans usa instant cash loans your door |
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Islamic banking (G2)<br />A distinctive type of banking which attempts to avoid the Koranic prohibitions concerning riba (usury). Usury was objected to both for exploiting the poor who needed to borrow and for giving a reward unrelated to productive effort. Later medieval Islamic thinkers devised intricate hiyal (stratagems) to circumvent this problem. Today, Islamic banks impose service charges, instead of interest, on bank loans; these charges, based on a percentage of the value of the loan, resemble interest. Also, money lenders often lend in kind, e.g. purchasing a piece of equipment and then leasing it to the borrower who pays instalments which, in total, are in excess of the original purchase price.<br /> There have been Arab-owned banks since the 1920s, the period in which the Banque Misr of Egypt and the Arab Bank of Palestine were founded. After the oilprice rise of 1973-4, new banks operating according to strict Islamic principles have been established. The largest are in Saudi Arabia: the Islamic Development Bank founded in 1975 as a specialist development assistance agency not dealing with the general public, the Al-Baraka Group founded in 1982 and the Al-Rajhi Company founded in 1985. To allow riba-free participation in Western markets, Dar a!- Maal al-Islami, the House of Islamic Funds, was founded in Geneva in 1981: although it has some short-term funds in cash and commodities, it invests chiefly in property and equities.<br /> The expansion of Islamic banks into competition with traditional banking is difficult as they cannot be accepted as commercial banks in Western countries until they have Western government securities as part of their assets; their lack of official status prevents them from soliciting for deposits from the public. Although Islamic banks are often regarded as a new development in banking, Islamic authors argue that many banking principles, including the use of bank deposits and cheques, have been practised from the early days of Islam.<br /><em>Reference</em><br />Abdeen, A.N. and Shook, D.N. (1984) The Saudi Financial System in the Context of Western and Islamic Finance, Chichester: Wiley.<br /> Mills, P.S. and Presley, J.R. (1999) Islamic finance: theory and practice, New York: StMartin's Press; London: Macmillan.<br /> Rodinson, M. (1974) Islam and Capitalism, London: Allen Lane.<br /> Saleh, N.A. (1986) Unlawful Gain and Legitimate Profit in Islamic Law: Riba, Gharar and Islamic Bartering, Cambridge: Cambridge University Press.<br /> Wilson, R. (1983) BankingandFinanceinthe Arab Middle East, London: Macmillan. payday loans online arizona 10100000 payday loan laws for south carolina cash advance america waco texas same day loans on saturday best payday loans no teletrack payday loans ace cash express best payday loan service yahoo answers payday express norwalk <strong>Estimated Financial Assistance/Aid (EFA)</strong> – A school' s estimation of the amount of financial aid for which the student is eligible during any given enrollment period. EFA may include loan, grant, or scholarship aid from federal, state, institutional, or other sources. payday loans delaware bank cash advance hayward ca personal loans fast money |
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bond (Gl, M2)<br />1 A promise under seal to pay money.<br /> 2 A fixed interest security issued by a government, corporation or company.<br /><em>See also:</em> deep discount bond; government bond; junk bond; straight bond off-exchange instrument (G2)<br />A financial product that is not traded on an official stock exchange but resembles officially recognized products. An example is a bank CERTIFICATE OF DEPOSIT linked to the performance of STANDARD & POOR'S 500 stock index. national cash advance in mississippi payday advance loans by phone paycheck advance locations in omaha car cash loan nh title emergency cash loans over the phone cash advance fee for visa advance payday software payday loans laws south dakota |
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<strong>Access Missouri</strong> – A Missouri state need-based financial aid program administered by the MDHE through the FAMOUS system. This program was newly implemented as of August 28, 2007 and replaced both the Charles Gallagher Grant as well as the College Guarantee program. More information is available at: http://studentaid.ed.gov/PORTALSWebA...sp?tab=funding. <strong>Financial Aid Management System (FAMS)</strong> – Software used by the school to administer all aspects and types of financial aid. FAMS products include Datatel' s product Colleague, PeopleSoft, SCT' s product Banner, the College Board' s product PowerFAIDS, and many others. <strong>MOREnet</strong> – Missouri Research and Education Network. Provides networking capabilities and internet access for colleges and universities, elementary and secondary schools, state agencies, libraries, and community networks. personal loans from private lenders <strong>Post-Withdrawal Disbursement (PWD)</strong> – A disbursement made when the calculation for the school' s return to Title IV funds (R2T4) result in the student being eligible to receive more Title IV aid than was disbursed or delivered prior to his or her withdrawal. cash loan inc south san francisco emergency loans job centre |
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Lindahl equilibrium (H4)<br />A set of 'Lindahl prices' such that at those prices everyone demands the same level of each PUBLIC GOOD. These prices are individuals' shares of the tax burden. This equilibrium is the equivalent of a competitive equilibrium for an economy with public goods. When in equilibrium, the tax rate for an individual will equal his or her marginal utility from that public good. All markets for private goods are perfectly competitive and the government provides public goods. PARETO OPTIMALITY is achieved by an appropriate redistribution of income.<br /><em>Reference</em><br />Milleron, J.C. (1972) 'Theory of value with public goods: a survey article', Journal of Economic Theory 5: 419-77. first cash advance arlington tx <strong>ELM-NDN</strong> – ELM' s National Disbursing Network (NDN), which provides consolidated disbursement services to schools. payday title loans mo <strong>Office of Postsecondary Education (OPE)</strong> – A division of the U.S. Department of Education that directs, coordinates, and recommends policies for programs that are designed to provide financial assistance to eligible students. May be found on the world wide web at http://www.ed.gov/about/offices/list...ex.html?src=oc. core inflation rate (E3)<br />The underlying trend in INFLATION which depends solely on past labour and capital costs and firms' EXPECfATIONS of changes in these costs. This rate changes only if expectations based on extrapolating from past costs change. To bring the core inflation rate of a major economy, such as the USA's, down to zero could require a steady fall in national output for several years. This rate is usually estimated by excluding volatile food and energy prices from the CONSUMER PRICE INDEX.<br /><em>See also:</em> headline rate <br /><em>Reference</em><br />Eckstein, 0. (1981) Core Inflation, Englewood Cliffs, NJ, and London: Prentice HalL advance payday loans houston tx payday loan up to 500 payday loans online in ohio |
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quick loan funding layoff loan personal person top 10 payday loans uk <strong>Claim</strong> – The process by which the lender or holder requests reimbursement from the guarantor for a FFEL Program loan due to the borrower' s default, loss of eligibility, or qualification for forgiveness or discharge. <strong>Access Missouri</strong> – A Missouri state need-based financial aid program administered by the MDHE through the FAMOUS system. This program was newly implemented as of August 28, 2007 and replaced both the Charles Gallagher Grant as well as the College Guarantee program. More information is available at: http://studentaid.ed.gov/PORTALSWebA...sp?tab=funding. cash loans dublin online payday loans in colorado personal cash loans with no credit check can a payday loan company take you to court in texas get cash usa chicago il payday advances wolverhampton |
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