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output capacity (D2)<br />Performance from a machine or a productive mechanism available to a consumer. A concept especially applicable to the oil industry. pay loans san diego fast cash title loans in maryland do online payday loans really work payday loans without checking account oregon <strong>Regulation B</strong> – The section of the Equal Credit Opportunity Act (12 CFR 202) that prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, ######, marital status, or age. direct payday lenders mn self-interest (DO)<br />Private interest. This desire for personal gain prompts productive activity. It is not to be equated with selfishness as cooperative behaviour yields private returns. The idea was central to Adam Smith's WEALTH OF NATIONS.<br /> <br /><em>Reference</em><br />Meyers, M.L. (1983) The Soul of Modern Economic Man: Ideas of Self-Interest, Thomas Hobbes to Adam Smith, Chicago: Chicago University Press. small loans us pay loan direct loans |
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<strong>Repayment schedule</strong> – The legal addendum to the promissory note stating the terms of repayment and fulfilling disclosure requirements. The repayment schedule includes the total principal and interest due, the regular installment amount due, and the number of installments required to pay the loan in full. It also includes the interest rate, the due date for the first payment, and the frequency of installments. <strong>The Source</strong> – MDHE' s Guide to grants, scholarships, loans and more-Outlines all of the state student financial assistance programs. This publication and all publications published by the MDHE can be requested on the Publications Order Form: http://www.dhe.mo.gov/publicationsorderform.shtml. personal loan calculator financial calculators <strong>LLR</strong> – Lender of Last Resort, a student loan lender that agrees to make Stafford Loans to qualified students, regardless of the type of school, school' s CDA, etc. The MDHE offers an LLR program for Missouri students. <strong>Enterprise</strong> – The MDHE' s system for guaranteeing and servicing loans. Enterprise is owned and developed by American Student Assistance (ASA), the MDHE' s servicer. Also referred to as MODEL Enterprise. unsecured personal loans bad credit instant decision loans online for disabled |
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<strong>Change Transaction Send File (CTSF)</strong> – The CommonLine file type used to send change transactions to guarantors, lenders, and/or servicers so that FFEL Program loans may be updated. CTSFs are divided into pre-disbursement transactions (@1-09) and post-disbursement change transactions (@1-10). <strong>Wire</strong> – A realtime method of transferring funds electronically. Japanese tax system (H2)<br />A tax system after 1945 with many of the characteristics of the US tax system, i.e. the use of income tax as a major source of revenue, no VALUE-ADDED TAX and with most collection of taxes by central government with local government reliant on central government grants. Japan's income tax was first introduced in 1887, assuming its modem form in 1940. The present system was to a large extent designed by the SHOUP MISSION.<br /> <br /><em>Reference</em><br />Ishi, H. (1989) The Japanese Tax System, Oxford: Clarendon Press.<br /> Tax Advisory Commission (1960 onwards)<br />Proposals (in Japanese). ad valorem tax (H2)<br />An INDIRECT TAX levied as a percentage of the value of a transaction. SALES TAXES, EXCISE DUf!ES and VALUE-ADDED TAXES are major examples. In calculating such taxes, either the final price of the good or service or the value added at a particular stage of production is the basis. This tax reduces the amount of revenue that a firm obtains from the sale of a good or a service.<br /><em>See also:</em> unit tax small loans jobs emergency cash cushion |
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<strong>NCES</strong> – National Center for Education Statistics. The NCES is a division of the U.S. Department of Education and the Institute of Education Sciences and is the primary federal entity for collecting and analyzing data related to education. The NCES collects IPEDS data from schools. <strong>Interest rate</strong> – The maximum rate of interest that is charged on student loans is defined within federal statutes. In the FFEL Program, lenders often reduce the interest rate from the statutory maximum during the in-school or repayment periods for borrowers who pay on time or who meet specified eligibility requirements. <strong>Satisfactory Academic Progress (SAP)</strong> – To remain eligible for most types of financial aid, the student must maintain satisfactory academic progress as defined by the school. land (D2, Q3)<br />1 The fixed FACTOR OF PRODUCTION described by RICARDO as 'the original and indestructible powers of soil'.<br /> 2 All natural resources.<br /> 3 A source of VALUE. PETTY and CANTlLLON both regarded it as the basis, with labour, of value, the latter asserting a par between land and labour as a particular quantity of land is necessary to provide subsistence to a worker, e.g. 1 worker = X acres. In practice it is difficult conceptually to separate land from other factors of production: its return is merged with that of the return to the capital expended upon it and other factors of production can be as fixed in supply for long periods of time.<br /><em>See also:</em> differential theory of rent; economic rent; rent <br /><em>Reference</em><br />Barlowe, R. (1978) Land Resource Economics and the Economics of Real Estate, Englewood Cliffs, NJ: Prentice Hall. cash loan jacksonville fl cash advance payday loan q7 loan application |
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<strong>Enterprise</strong> – The MDHE' s system for guaranteeing and servicing loans. Enterprise is owned and developed by American Student Assistance (ASA), the MDHE' s servicer. Also referred to as MODEL Enterprise. cash payday loans for bad credit payday loans laws arkansas payday motors llc billings mo short term loan melbourne ge money loan statement competitive tendering (M2) see compulsory competitive tendering <strong>Default</strong> – Occurs when the borrower fails to make FFEL Program loan payments for 270 days or more or when the borrower fails to meet other terms of the promissory note. installment loans rockford il cash advance jonesboro ar installment loans kenosha wisconsin |
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<strong>Code of State Regulations (CSR)</strong> – The regulations from the state of Missouri related to the Missouri Department of Higher Education and its administrative functions and authority are codified in Title 6, Division 10, Chapter 2. This is abbreviated as “6 CSR 10-2.” The Missouri CSRs may be retrieved from the secretary of state website at http://www.sos.mo.gov/adrules/csr/current/6csr/6csr.asp. <strong>Private loan</strong> – A non federal student loan, also referred to as “alternative loan.” Private loans are offered to students and/or parents by many, many lenders, secondary markets, and other private entities. <strong>ICM</strong> – Integrated Common Manual, a policy and procedure manual for FFELP participants. The manual and related tools may be found at www.commonmanual.org. <strong>Assignment</strong> – Language placed on or attached to the promissory note indicating a change or transfer of loan ownership (e.g., when a loan is sold by a lender to a secondary market). bad credit personal loan guaranteed get cash with no credit check |
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<strong>DHS</strong> – Department of Homeland Security. On March 1, 2003, the DHS absorbed the former federal agency, Immigration and Naturalization Service (INS). At that time, the INS was renamed the U.S. Citizenship and Immigration Services (USCIS). small payday loans for students collateralized mortgage obligation (G1) A bond based on a portfolio of mortgages with interest and capital repayments paid by the original mortgagors. instant cash advance alpena sliding scale (F1, J3)<br />A variable schedule of wages, payments or tariffs. check advance rio rancho nm <strong>Missouri College Guarantee Program</strong> – A scholarship program based on financial need as well as high school and college academic achievement and administered by the MDHE through the 2006-07 academic year. This program was replaced by Access Missouri August 28, 2007. personal cash loan online payday loans h&r block instant money advance loan payday loan online chicago |
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Fogel, Robert William, 1926- (B3) Educated at Columbia and Johns Hopkins Universities, he taught at Rochester, Chicago and Harvard Universities before being appointed Charles R. Wargreen Professor of American Institutions at Chicago in Quantity 1981. His renowned works on economic cashnet payday loan consumer approved cash advance in foley al quick cash loans no credit needed usa payday loans st francis wi payday loan in houston payday advance no fax no calls payday loan in dc account loan payday savings fast payday loans for bad credit fast personal loans michigan payday loan advance check into cash approved cash advance mauldin sc payday cash advance no bank account bad credit personal loans american general |
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job separation (J6)<br />A voluntary or involuntary termination of a person's employment. <strong>Header</strong> – A term that comes at the beginning of the school' s scheduled academic year (SAY). income-consumption curve (DO)<br />A graphical representation of the relationship between changing amounts of consumption of alternative goods as real income changes, using INDIFFERENCE CURVES and BUDGET LINEs. The parallel budget lines show real income increases as one moves away from the origin. The income-consumption curve joins together the points of tangency between indifference curves l1, lz, 13 and 14 and budget lines representing different income levels. The curve can be used to demonstrate which of two goods is the INFERIOR GOOD.<br /> <br /><em>See also:</em> Engel's law; price-consumption curve unsecured loan for poor credit fast cash loans auburn bankruptcy payday loans discharged payday loan cash x fast cash loans without direct deposit personal loans no credit or employment check |
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<strong>Change Transaction Send File (CTSF)</strong> – The CommonLine file type used to send change transactions to guarantors, lenders, and/or servicers so that FFEL Program loans may be updated. CTSFs are divided into pre-disbursement transactions (@1-09) and post-disbursement change transactions (@1-10). quick cash guns florence installment loans for high risk people payday advance direct lenders only unsecured personal loan form cash loans from england pls payday loan store lombard payday hero cash now advance knoxville tn Group of Seventy-seven (F1)<br />The group of LESS DEVELOPED COUNTRIES at the United Nations: all of these countries attended the first meeting of the UNITED NATIONS CONFERENCE ON TRADE AND DEVELOPMENT in 1964. bank loans for bad credit history personal loans with cosigner online direct loan payday loans |
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personal loans student loans advance advance cash loan loan paycheck payday cash loan with no teletrack external debt (F4, H6)<br />The debt a country owes to foreign banks and governments which accumulates through its persistent BALANCE OF PAYMENTS deficits. An attempt to achieve economic growth in a short time period is often the cause of such indebtedness. In extreme cases of foreign indebtedness, national governments will attempt to reschedule their debts and, in a crisis, apply to the INTERNATIONAL MONETARY FUND for loans.<br /><em>See also:</em> internal debt fast cash contact <strong>M record</strong> – Modification record, a record type that may be included in unsolicited CommonLine response files, if requested. An “M record” is sent in response files to indicate status updates and changes made by a source other than the school' s CTSF (Change Transaction Send File). <strong>NPRM</strong> – Notice of Proposed Rulemaking, an announcement in the Federal Register of proposed regulations with explanation and a specified period during which public comment is invited. payday lenders erie pa unsecured loans calculator |
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<strong>Cure</strong> – Reinstatement of a loan' s guarantee upon completion of a prescribed series of loan collection activities. Also defined as the process by which the loan' s guarantee is reinstated. how to get cash assistance in md risk (DO)<br />The chance of an event occurring in accordance with a known probability. Actuarial calculations based on past experience make it possible to insure against the occurrence of such event. A person who is risk averse would require very favourable odds to make a bet; a RISK LOVER would take a gamble even when the odds are unfavourable; a risk-neutral person will be concerned not about the likelihood of particular bets being successful but on average with making a profit.<br /><em>Reference</em><br />Bernstein, P. (1996) Against the gods: the remarkable story of risk, New York, Chichester and Toronto: Wiley.<br /> Dembo, R.S. and Freeman, A. (1998)<br />Seeing tomorrow: rewriting the rules of risk, New York, Chichester and Toronto: Wiley. payday cash advance in michigan <strong>Budget</strong> – Synonymous with Cost of Attendance (COA). In financial aid terms, a budget is an estimate of a student' s total education-related expenses for an enrollment period. The budget generally includes tuition, fees, room, board, books, supplies, and personal expenses. For the Charles Gallagher program, the standard budget for each institution consists of the institution' s prior year tuition and fees, room and board, and book costs reported through IPEDS, as well as standard budget figures determined by the MDHE using the Consumer Price Index (CPI). For the College Guarantee program, the budget is the lesser of the institution' s Gallagher budget or the average cost of attendance at the University of Missouri-Columbia. check advances palmdale ca payday loan reform act results unsecured loans va payday results fast loans monthly payments discover personal loans payment online |
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<strong>IRS offset</strong> – The withholding of a borrower' s federal Treasury payments, such as federal tax refunds. Also known as “Treasury offset.” 1 hour payday loan direct lender sample of cash loan agreement letter fast cash for cars san jose ca cash advance loans oregon ohio demarcation (J2, J5)<br />Reserving work activities for a particular occupation. Thus, for example, in an engineering plant where there is demarcation, tasks will be assigned separately to mechanical, electrical and electronics engineers. CRAFT UNIONs, anxious to protect the work available for their members, have been keen to follow this practice, especially in the UK. The inflexibility in the use of labour brought about by this practice has lowered productivity and increased labour costs.<br /><em>See also:</em> job control unionism common property resources (QO)<br />Land or other natural resources which are not owned by an individual because no property rights have been defined or a paycheck loans free best payday loans to get |
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hog cycle (E3, Q1)<br />An alternation between excess demand and excess supply in the pig market in the USA. The cycle inspired the coBWEB theorem. payday loan rates in washington state Pigou effect (E2)<br />The effect on consumption of a change in the real value of cash balances brought about by a change in the money supply, e.g. an increase in the money supply which causes a rise in prices, a reduction in the purchasing power of cash balances which results in lower consumption. Diagrammatically, this effect can be shown as a shift in the IS curve. Also known as the 'real balance effect'.<br /><em>See also:</em> IS-LM curves same day loan decision payday loans with no checking account in illinois ameriloan mortgage corporation jobs emergency loan no bank account bad credit loans no payday <strong>GED</strong> – General Educational Development certificate, an equivalent of a high school diploma. (See also “Ability to benefit.” ) no teletrack payday direct lenders need cash fast no employment payday loan consolidation lawyers |
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capital utilization (D2, E2)<br />1 The proportion of fixed capital (buildings and machinery) in use. If machinery is worked for only half of a time period, the capital utilization rate is 50 per cent.<br /> 2 Actual output as a percen tage of poten- tial output at a reference date.<br /> See also: capacity utilization capital value (E2, M2)<br />A valuation of an asset broadly measured either by discounting the total future income expected from the asset or by capita lizing the expected income.<br /> See also: discounting; net present value capital widening (E2)<br />An increase in the real capital stock leaving the CAPITAL LABO UR RATIO unchanged as the capital stock and the labour force grow at the same rate.<br /> See also: capital deepening capitation tax (H2) see poll tax capping an interest rate (G1)<br />Sepa rating the part of interest payments in excess of real interest payments and then capitalizing it by adding it to the longterm debt. ordinalist revolution (D6)<br />The major advance in welfare economics in the 1930s, particularly wrought by HICKS, which founded welfare theorems on the ordering of persons' utilities, not on the actual units of UTILITY derived from consumption. The INDIFFEREN CE CURVE was a major new tool of this analysis.<br /><em>See also:</em> revealed preference <br /><em>Reference</em><br />Cooter, R. and Rappoport, P (1984) 'Were the ordinalists wrong about welfare economics?', Journal of Economic Literature 22 (June): 507-30.<br /> Hicks, J.R. (1939) Value and Capital, ch. 1, Oxford: Clarendon Press. personal bad credit loans georgia cumulative security (Gl )<br />A stock exchange security which accumulates unpaid interest or preference dividends so that the holder does not suffer from a year of poor profitability. In return for this greater security of income, many cumula tive PREFERENCE SHARES are without voting righ ts. <strong>Loan sale</strong> – The change in ownership of a loan from one eligible FFEL Program lender to another lender or holder. cash loan stores dallas payday protein bar nutrition |
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Poor Laws (13, N4)<br />The succession of English statutes beginning with those of 1597 and 1601 which aimed to relieve poverty by providing welfare benefits or work within workhouses. This welfare programme was financed by levying a 'poor rate' on the landowners of each parish. The poor were confined to the parish of birth and separated into the able-bodied and 'impotent', i.e. infants, elderly persons, invalids and lunatics. Under an Act of 1722, the first 200 workhouses were erected for the aged and infirm; the able-bodied were given outdoor relief.<br /> Growing rural poverty in the late eighteenth century prompted many economists of the day, including MALTHus, to argue that the Poor Laws encouraged population growth and a magnification of the problem of poverty. SMITH was opposed to arrangements restricting GEOGRAPHICAL MOBILITY by keeping the poor in the parishes of birth. A Royal Commission, which included Nassau SENIOR, was set up to investigate the administration of the Poor Laws. In its report of 1834, it recommended that relief should be confined to the 'indigent', i.e. the able-bodied pauper, the aged and the sick, and available only within workhouses. Poor Laws, the Royal Commission argued, should not be available for the poor in general as that would include help to low-paid workers. Other proposals in the period of CLASSICAL ECONOM!CS included BENTHAM'S idea of profitmaking industry houses into which the poor would be confined (Pauper Management Improved, 1798) and G. Poulett Scrope's insurance scheme financed by employers' contributions (Principles of Political Economy, 1832, ch. 12).<br /><em>See also:</em> poverty; subsistence <br /><em>Reference</em><br />Boyer, G.R. (1990) An Economic History of the English Poor Law, Cambridge: Cambridge University Press.<br /> Himmelfarb, G. (1984) The Idea of Poverty: England in the Early Industrial Age, New York: Alfred A. Knopf., London: Faber & Faber. payday loan eugene oregon volume of investment and the multiplier. Value of the multiplier determined by the propensity to save.' Admirers of Keynes have seen a development of the theory of the rate of interest and the crucial use of expectations in this grand theory, but critics, including LUCAs, have disliked the tone of the book and the decision of Keynes to work in units of money and labour alone to discuss economic aggregates; also, it has often been stated that the theory is not as 'general' as Keynes declared, that it is crippled by the USe of the COMPARATIVE STATICS method and that it needed later growth theory to complement it.<br /><em>Reference</em><br />Clarke, P. (1988) The Keynesian Revolution in the Making, 1924-36, Oxford: Clarendon Press.<br /> Keynes, J.M. (1936) The General Theory of Employment, Interest and Money, London: Macmillan.<br /> Vicarelli, F. (ed.) (1985) Keynes's Relevance Today, London: Macmillan. get cash now for your annuity cash loans with debit cards united cash advance payday loan fast payday loans modesto hard money loans for land no fax payday loans in wv payday loans for military reserve fast cash free |
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payday motors narrows va instant cash advance no employment verification payday installment loans in ohio cash loans central coast <strong>School as Lender (SAL)</strong> – A school, other than a correspondence school, that has been approved to act as a lender under the FFEL Program for its graduate and professional students. (Note: to participate as an SAL, the school had to be participating as of April 1, 2006. No new schools are being approved to act as their own lender.) florida cash advance palatka labour disutility theory (DO)<br />A LABOUR THEORY OF VALUE expounded by SMITH. It asserts that value is proportional to the 'toil and trouble', or DISUTILITY, of producing a good.<br /><em>See also:</em> labour theory of value felicific calculus (DO)<br />BENTHAM's method of judging the worth of an action by calculating the likely pleasure or pain which would result. See also: utilitarianism cash advance yuma az fast cash car title loans miami fl payday hasbro |
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