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<strong>FAFSA</strong> – Free Application for Federal Student Aid, the form the student must complete to apply for federal Title IV financial assistance and for Missouri need-based aid programs. The FAFSA may also be completed on the web at the following url: http://www.fafsa.ed.gov/.
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<strong>BBAY</strong> – Borrower-based academic year, an academic year which deviates from the standard definition and is often used by technical or vocational schools or within non-traditional programs of study. A BBAY is individualized for each borrower and generally covers a period of time during which the borrower completes at least a certain number of credit hours.

<strong>Academic Year (AY)</strong> – For the purposes of federal student aid, a period that begins on the first day of classes and ends on the last day of classes or examinations and that consists of at least 30 weeks of instructional time. The standard federal and state definition of an academic year is July 1 through June 30. (Note: the acronym “AY” may also refer to the Award Year.)

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<strong>ISIR</strong> – Institutional Student Information Record, the electronic output record provided to the school by the CPS that includes information provided by the student on the FAFSA. The ISIR contains the student' s EFC and the results of federal database matches.

<strong>FFY</strong> – Federal Fiscal Year, the period of October 1st through September 30th.
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<strong>VR</strong> – Vocational Rehabilitation. The Missouri Department of Elementary and Secondary Education (DESE) administers VR programs.

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<strong>Satisfactory repayment arrangement</strong> – A specified number of consecutive, on-time, voluntary, reasonable and affordable full monthly payments made by a borrower to the holder of a loan in default. Satisfactory repayment arrangements may be established by a borrower to either regain Title IV eligibility, or rehabilitate a defaulted loan, or to consolidate a defaulted loan.
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industrial share (GO)<br />An EQUITY forming part of the financial capital of an industrial company or corporation.
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Myners Committee (G3)<br />A working group chaired by Paul Myners and set up by the UK Department of Trade and Industry in 1995. In its report, Developing a Winning Partnership: How Companies and Institutional Investors are Working Together, it set out the broad criteria for being a MODEL COMPANY MANAGEMENT or MODEL INSTITUTIONAL INVESTOR.

pay-off (C7, DO)<br />1 In GAME THEORY the expected values assigned to different combinations of strategy and counter-strategy.<br /> 2 The benefit derived from a course of action, net of cost.<br /><em>See also:</em> minimax; regret

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price ceiling (E3)<br />The maximum price set under a prices policy, or under specific legislation such as Rent Acts (UK), usually to help lowincome households. As the price ceiling is characteristically below the equilibrium price, there will be excess demand and a need for rationing.

<strong>FT</strong> – Full Time, an enrollment status indicating the student is carrying a full academic workload as determined by the school.
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chart point (F3, Gl)<br />A significant point on a graph of price movements, especially of a currency, which usually prompts intervention in that market.

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<strong>HTML</strong> – HyperText Markup Language, the authoring language used in the creation of websites and documents for the World Wide Web. Reports available within MODEL Direct may be exported in an HTML format, allowing the information to be viewable on the screen or printed from the web browser.
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kappa (G1)<br />The ratio of the change in the price of an OPTION to a 1 per cent change in the expected price volatility.

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