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<strong>Cost of Attendance (COA)</strong> – An estimate of a student' s total education-related expenses for an enrollment period.
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<strong>PG</strong> – Print and Guarantee, a type of application process flow within the FFEL Program and outlined in CommonLine file specifications. In a “PG” process flow, the school submits loan application information to the guarantor or lender, and that entity then either mails a paper MPN to the borrower for completion or makes the application available online for the borrower to access and complete. Once the borrower completes his/her portion of the application process, the loan is guaranteed. A PG process often works well for PLUS loans, whereby the borrower must first pass a credit check before the loan can be guaranteed.

<strong>State Student Financial Aid Committee</strong> – A committee of Missouri financial aid administrators established in February of 2005 to make recommendations to improve and strengthen the Missouri student financial assistance programs. (Formerly known as “the state aid program task force.” )
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<strong>EAC</strong> – Electronic Access Code. Also Electronic Access Conference, an annual conference sponsored by the U.S. Department of Education.

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<strong>Discharge</strong> – The release of a borrower or any comaker from all or a portion of his or her loan obligation. Valid reasons for discharge include school closure, death, total and permanent disability, an unpaid refund by the school, or the school' s false certification of a FFEL Program loan.

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jobs-based analysis (JO)<br />A mixed approach to the study of work, wages and labour markets using a cluster of theories, including TOURNAMENT MODELS, hierarchies, HEDONIC WAGE analysis, job investment, insurance and work sharing.<br /><em>Reference</em><br />Lazear, E.P. (1995) 'A jobs-based analysis of labor markets', American Economic Review 85: 260-5.
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<strong>Federal Perkins Loan</strong> – The Federal Perkins Loan Program, a campus-based Title IV student loan program administered by the school.
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of affecting the value of a stock market security.

categorical grant (H2)<br />A grant from a central or federal government to a lower level of government to be spent on only a particular category of expenditure. Such grants can be based on a formula (e.g. reflecting the size and age distribution of the population) or on a project (e.g. introducing a new educational curriculum). They usually require matching funds by state or local government.
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<strong>IFAP</strong> – Information for Financial Aid Professionals, an electronic library (www.ifap.ed.gov) provided by the U.S. Department of Education which includes publications and regulations for the federal student aid programs.
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income (DO, EO)<br />The flow of value, expressed in money or in goods and services, accruing to a government, a firm or an individual over a specified time period.<br /><em>See also:</em> Haig - Simons definition of income; Hicksian income measure; money
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<strong>FAT</strong> – Financial Aid Transcript, an official record of federal financial aid a student has received at schools the student previously attended.

success in many places, including Hamburg, South Korea and the Caribbean, but less so in the UK in which six freeport schemes were launched in 1984. Freeports were popular as far back as the Middle Ages, when they were known as 'staples'.<br /><em>See also:</em> in-bond manufacturing

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<strong>PIN</strong> – Personal Identification Number.
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<strong>NDN</strong> – ELM' s National Disbursing Network (NDN), which provides consolidated disbursement services to schools.
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<strong>CDR</strong> – Cohort Default Rate. As defined within 34 CFR 668.181</strong> – 668.198 (subpart M), the percentage of Stafford Loan borrowers who default before the end of the fiscal year following the fiscal year in which they entered repayment on their loans. The U.S. Department of Education calculates this rate annually for each school participating in the federal student loan programs. The most recent period for which final CDRs have been published is 2004. Schools may also obtain their draft CDR for 2005.
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choke price (QO)<br />The price of a natural resource at which quantity demanded is zero.

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