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<strong>DE</strong> – U.S. Department of Education, which may also be referred to as ED, USDE, or simply the Department.
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macroeconomics (EO)<br />The study of the relationship between economic aggregates, particularly national income, total consumption, investment and the money supply. Although ROBERTsoN in his A Study of the Trade Cycle in 1915 was perhaps the first economist to emphasize the importance of considering output in aggregate terms, the Keynesian revolution made this new approach a concern of economics; the associated advent of NATIONAL INCOME aCCOUnting provided data to measure the relationships. Since macroeconomics is used to analyse governments' economic policies, it 1s mevitably surrounded by controversy.<br /> <br /><em>Reference</em><br />Blanchard, 0.1. and Fischer, S. (1989) Lectures on Macroeconomics, Cambridge, MA, and London: MIT Press.<br /> Phelps, E.S. (1990) Seven Schools of Macroeconomic Thought, Oxford: Clarendon Press.
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<strong>DVA</strong> – Department of Veterans Affairs.

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contracyclical policy (E3) see countercyclical policy

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<strong>T-bill</strong> – A note or bill issued by the U.S. Treasury as legal tender for all debts. The T-bill is used to calculate variable interest rates for federal student loans made prior to July 1, 2006, and to determine special allowance rates.
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<strong>OELA</strong> – Office of English Language Acquisition, a division of the U.S. Department of Education devoted to promoting high quality education for English Language Learners (ELLs). The OELA administers Title III of the No Child Left Behind Act of 2001.
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private sector (P1)<br />That part of the economy cons1stmg of firms owned by legal persons other than the state. In a MARKET ECONOMY the private sector encompasses most economic activity
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spot market (F3)<br />A market where currencies or commodities are traded for immediate delivery. In currency markets, the spot market is linked to a FORWARD MARKET by interest rate differences between countries, by SPECULATION and by HEDGING.
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<strong>Default Fee</strong> – A loan program fee required by the Deficit Reduction Act of 2005 to offset the risk of default and its subsequent costs. All Stafford and PLUS Loans guaranteed on or after July 1, 2006 must be assessed a one percent default fee. The fee either must be deducted from the borrower' s loan proceeds at the time of disbursement or paid by a third party from other non– federal sources (such as a lender or servicer). Also referred to as DFee and/or FDF.

agency shop (J5)<br />A voluntary UNION SHOP, extensively present in the US public sector, in which employees pay the equivalent of union dues in return for that union acting as a bargaining agent. It is used to evade the ban on CLOSED SHOPS in RIGHT-TO-WORK STATES.

<strong>FT</strong> – Full Time, an enrollment status indicating the student is carrying a full academic workload as determined by the school.
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<strong>FANG</strong> – Financial Aid Noon Group, the mid-Missouri group of financial aid officers. FANG normally meets several times a year in Columbia.

<strong>FAFSA</strong> – Free Application for Federal Student Aid, the form the student must complete to apply for federal Title IV financial assistance and for Missouri need-based aid programs. The FAFSA may also be completed on the web at the following url: http://www.fafsa.ed.gov/.

aggregate output (E2)<br />An OUtput measure of the NATIONAL INCOME calculated by summing the amount of VALUE ADDED contributed by each industry. This aggregate is measured at FACTOR cosT.

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Review Papers and Proceedings 7l(May): 268-72.
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<br /><em>Reference</em><br />Carlson, K.M. and Spencer, R.M. (1975)<br />'Crowding out and its critics', Federal Reserve Bank of StLouis Review 57: 2-17. Friedman, B.M. (1978) 'Crowding out or crowding in? Economic consequences of financing government deficits', Brookings Papers on Economic Activity 9: 593-641.

<strong>CBA</strong> – Consumer Bankers Association.
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